How Much Does It Cost to Sell a Home in Lafayette, CO? [2025 Breakdown by The Levi Group]

How much does it cost to sell a home in Lafayette, Colorado?

In Lafayette, Colorado, the average cost to sell a home in 2025 typically ranges from 6% to 8% of the sale price. This includes agent commissions, closing costs, repairs, staging, and potential pre-inspections. With the right planning and local expertise from Kirsten Johansson of The Levi Group Brokered by Real, sellers can keep more money in their pocket while navigating the process confidently.

Common Home Selling Costs in Lafayette, CO

Here’s a breakdown of the most common expenses you’ll face when selling your home in Lafayette:

1. Real Estate Agent Commission: ~5–6% of Sale Price

In most Lafayette transactions, the seller pays the full commission, which is split between the buyer’s and listing agents. For example, if your home sells for $700,000, expect around $35,000–$42,000 in commission.

Pro Tip: Hiring a top-performing agent like Kirsten Johansson often results in higher offers, which can more than make up for the commission.

2. Seller Concessions (Optional): 0–2%

Sometimes buyers ask for closing cost credits, especially in shifting markets. These can range from $3,000–$10,000 depending on the deal and buyer’s financing.

3. Staging and Photography: $500–$2,000

Professional staging and photography help your home stand out online and in person. Many sellers invest in light staging or rent furniture. At The Levi Group, we include professional photography and offer custom staging advice as part of our listing service.

4. Pre-Inspection or Repairs: $0–$5,000+

Some sellers opt for a pre-inspection to identify potential issues before listing. Common repair items include roof touch-ups, HVAC servicing, and cosmetic fixes. Buyers will likely conduct their own inspection and may request repairs or credits during negotiations.

5. Title and Closing Fees: $1,000–$3,000

These costs are split between buyer and seller, depending on your contract. Fees can include title insurance, notary, and settlement costs. In Boulder County, where Lafayette is located, local title companies help streamline this process.

6. Capital Gains Taxes (If Applicable)

If you've lived in your primary residence for at least two of the past five years, you may be exempt from paying capital gains tax on up to $250,000 (single) or $500,000 (married) in profit. Always consult a CPA to determine your specific situation.

7. HOA Transfer Fees and Utilities

If your property is part of a homeowners association, you may be responsible for an HOA transfer fee (usually $200–$500). Don’t forget to budget for final utility bills, cleaning, and move-out costs.

Example Cost Breakdown for a $700,000 Home in Lafayette

How to Reduce Costs Without Sacrificing Results

• Work with a local expert: The Levi Group provides strategic pricing, staging guidance, and negotiation expertise that help you sell faster and for more.

• Focus on high-ROI improvements: Don’t overspend on updates that won’t increase your home’s value.

• Use professional marketing: A well-presented listing attracts more qualified buyers and stronger offers.

Final Thoughts: Understand the True Cost of Selling

Selling a home in Lafayette involves more than sticking a sign in the yard. From staging and repairs to commissions and closing costs, there are real expenses to consider. The good news? With smart planning and a trusted real estate advisor like Kirsten Johansson of The Levi Group, you can maximize your profit while minimizing stress.

Contact Kirsten Johansson of The Levi Group Brokered by Real
📧 kirsten@thelevigroup.net
📞 (603) 583-0151
🌐 www.thelevigroup.net

Your Lafayette Home Selling Experts

Disclaimer: This article is for informational purposes only and does not constitute legal, financial, or tax advice. Please consult with licensed professionals regarding your specific situation.