Real Estate Commission

Commission is typically the largest seller cost. Following the 2024 industry changes, how commission works — including any compensation to the buyer’s agent — is explicitly negotiated and spelled out in your listing agreement. Understanding this structure upfront is part of knowing your true costs.

Title and Settlement Costs

Sellers in Colorado commonly pay for owner’s title insurance and share in settlement or closing fees charged by the title company handling the transaction. These are standard costs in nearly every Colorado sale and are handled at closing.

Prorated Taxes and Other Items

Property taxes are prorated between buyer and seller based on the closing date, so you pay for the portion of the year you owned the home. Depending on the negotiation, sellers may also cover agreed concessions, such as helping with the buyer’s closing costs, or other items specific to the deal.

Estimating Your Net Proceeds

Your net proceeds are the sale price minus all these costs and any remaining mortgage balance. A seller net sheet, which your agent prepares, estimates these figures so you know your likely bottom line before you list. This helps you plan your next move with realistic numbers rather than guesses.

Frequently Asked Questions

Knowing your seller closing costs upfront means the net proceeds at closing are exactly what you planned for — and a net sheet is how you get there.