Is It Better to Rent or Sell My Lafayette Home in Today’s Market? [Smart Seller Strategies]

Is it better to rent or sell your home in Lafayette, Colorado right now?

It depends on your financial goals, current market trends, and future plans. In Lafayette’s 2025 market, high property values and solid demand make selling appealing—but strong rental demand and rising rents also present opportunities for long-term cash flow. Kirsten Johansson of The Levi Group Brokered by Real can help you compare your options to make the best move for your goals.

Selling in Lafayette: Why It Might Be the Right Move

✅ Home Values Remain Strong

Lafayette’s housing prices remain solid in 2025, especially in desirable neighborhoods like Indian Peaks, Anna’s Farm, and Waneka Landing. If you’ve built up equity, selling now could unlock significant cash.

✅ Market Demand Is Still Healthy

Although days on market have increased slightly, well-presented homes still sell within 4–6 weeks. If your home is in good condition and priced right, you can expect strong buyer interest.

✅ Avoid Landlord Responsibilities

Selling means you won’t have to worry about maintenance, tenant turnover, lease enforcement, or potential vacancies.

✅ Take Advantage of the Capital Gains Exemption

If the home was your primary residence for at least two of the last five years, you can exclude up to $250,000 in capital gains ($500,000 for married couples) when you sell.

Reasons to Consider Renting Your Lafayette Home

✅ Steady Rental Demand

Lafayette’s strong job market, schools, and quality of life keep rental demand high. Many homeowners earn consistent rental income here.

✅ Long-Term Appreciation Potential

If you don’t need the equity now, holding onto your property may allow it to continue appreciating over time.

✅ Tax Benefits of Being a Landlord

You may be able to deduct property taxes, mortgage interest, depreciation, and maintenance expenses.

✅ Flexibility for the Future

Renting gives you options—you can move back later, sell in a stronger market, or convert it into a short-term rental.

Key Questions to Ask Before You Decide

1. Do I need the proceeds from a sale to fund my next move?

2. Am I comfortable being a landlord or hiring a property manager?

3. How much equity do I have—and what would I net after closing costs?

4. Will I qualify for the capital gains exclusion if I sell now?

5. How would the property cash flow as a rental?

The Numbers: Lafayette Market Snapshot (2025)

• Median Home Price (May 2025): ~$725,000

• Average Rent for 3-Bed Home: $2,700–$3,200/month

• Days on Market: 33–44 days (Redfin & Rocket Homes)

• Seller’s Market Score: Still moderately competitive

Let’s Run the Scenarios Together

At The Levi Group, we specialize in helping homeowners weigh the pros and cons with real market data. We’ll run a comparative net sheet for selling vs. renting, help you estimate monthly cash flow, and clarify what’s possible based on your lifestyle and financial goals.

Final Thoughts: There’s No One-Size-Fits-All Answer

Selling can be a smart move in Lafayette’s appreciating market—especially if you’re looking to cash out, simplify, or use the equity elsewhere. Renting may be the better choice if you want passive income or flexibility.

Either way, Kirsten Johansson and The Levi Group are here to help you make an informed decision with clarity and confidence.

Contact Kirsten Johansson of The Levi Group Brokered by Real
📧 kirsten@thelevigroup.net
📞 (603) 583-0151
🌐 www.thelevigroup.net

Your Lafayette Home Selling Experts

Disclaimer: This article is for informational purposes only and does not constitute legal, financial, or tax advice. Please consult with licensed professionals regarding your specific situation.