Loveland, CO Housing Market: Fall 2026 Update

The Latest Numbers

As of November 4, 2026, Movoto reported a median list price of $550,000 in Loveland, down 8.3% from a year earlier, and a median price per square foot of $276, down 2.1%. Homes were selling in about 72 days on average, compared with 74 days a year earlier.

More Homes to Choose From

Movoto counted 660 active listings in Loveland, up 31% from a year earlier, with 40 new listings in the previous seven days. That is the biggest change in Loveland this fall: buyers can compare more homes, and sellers face more competition.

Mortgage Rates Are Higher Than a Year Ago

Freddie Mac’s 30-year fixed rate averaged 7.24% on October 29, 2026, compared with 6.17% a year earlier. Higher rates are a big reason buyers are more careful this fall and why price drops are more common than last year.

What It Means for Buyers

More inventory and longer market times mean buyers can take time to compare homes and negotiate. It is a good time to tour several neighborhoods and look closely at price per square foot. Our Loveland community guide and Loveland vs. Fort Collins comparison can help you narrow your search.

What It Means for Sellers

With more listings competing for buyers, price and presentation decide which homes sell. Price from recent Loveland sales rather than older highs, prepare the home before photos and expect buyers to ask for repairs or concessions. See what rising inventory means in Loveland.

How Loveland Compares

For comparison, Redfin’s latest figures put the median sale price at $549,738 in Fort Collins (September 2026) and $604,600 in Windsor (August 2026). Keep in mind that the Loveland figure above is a median list price, not a sale price.

Frequently Asked Questions

Loveland buyers have more choice than a year ago, and sellers need sharp pricing to stand out. The Levi Group can help you read the latest Loveland sales for your price range and neighborhood.